Wednesday, October 2, 2013

The Insanity Begins

Received via email today:

"Thank you for being a Presbyterian Individual HMO Plan member. We have some very important news that will require action on your part. The Affordable Care Act (ACA) healthcare reform law requires all health insurance plans to meet new requirements. Because of these new requirements, your current Presbyterian Individual and Family Plan will no longer be available after December 31, 2013."

New. Requirements. According to WHOM? A bunch of bureaucrats who know better than I do what my health care needs are?

Goes on to explain that I will only have two options from which to choose: A plan that includes maternity, a plan that does not. That's it. And, of course, no mention of costs. Those they'll spring on me when I'm forced to make the phone call to choose my plan. 
Oh, but the good news is, I get a health club membership AND free behavioral health meds along with whatever plan I choose. Which I suppose is a good thing, because I will need those meds when I go all Walter White on their asses . . .

In the meantime, I should expect a "packet" in the mail very soon explaining what the government now thinks is good for me, whether or not I actually want—or even NEED—that coverage or not. Bye-bye high deductible $90 a month plan that has always done exactly what I need it to do without putting me in the poor house.

Hello . . . God only knows what . . .


Karl said...

Good afternoon Moi,

Here in the people's Republic of Maryland the costs have steadily been going up ever since the bill was passed. My annual health insurance premium is now larger than my mortgage.

My policy renews at the end of October. I just received a big white envelope, I don't want to know what's inside.

This is bloody nuts. It's like somebody grabbed a big handle and flushed all the common-sense down the toilet.

moi said...

Karl: It's insanity, and I can't ever remember being this angry.