"Thank you for being a Presbyterian Individual HMO Plan member. We have
some very important news that will require action on your part. The
Affordable Care Act (ACA) healthcare reform law requires all health
insurance plans to meet new requirements. Because of these new
requirements, your current Presbyterian Individual and Family Plan will
no longer be available after December 31, 2013."
New. Requirements. According to WHOM? A bunch of bureaucrats who know better than I do what my health care needs are?
Goes on to explain that I will only have two options from which to
choose: A plan that includes maternity, a plan that does not. That's it.
And, of course, no mention of costs. Those they'll spring on me when
I'm forced to make the phone call to choose my plan.
Oh, but the good news is, I get a health club membership AND free behavioral health meds along with whatever plan I choose. Which I suppose is a good thing, because I will need those meds when I go all Walter White on their asses . . .
meantime, I should expect a "packet" in the mail very soon explaining
what the government now thinks is good for me, whether or not I actually
want—or even NEED—that coverage or not. Bye-bye high deductible $90 a month plan that has always done
exactly what I need it to do without putting me in the poor house.